The September 2025 premium bonds winners have been revealed by National Savings and Investments (NS&I premium bonds), with two lucky savers scooping the coveted £1 million jackpot. This month’s prize fund, worth a staggering £397.7 million, has been distributed across more than six million individual prizes.
Two New Millionaires in September 2025
The first jackpot-winning bond belongs to a saver from County Durham, who invested in June 2014. The second millionaire comes from Cumbria, with their winning bond purchased in April 2015. Both winners held the maximum allowance of £50,000 in premium bonds, increasing their odds of success.
Alongside the top-tier payouts, 76 people claimed £100,000 each, while hundreds of others secured prizes ranging from £50,000 to £1,000. The majority of participants received smaller wins of £100 or less, highlighting the broad reach of this month’s draw.
Full Breakdown of September’s Premium Bonds Prizes
In total, premium bonds prizes worth £397,781,850 were awarded in September. According to NS&I, here is how the winnings were distributed:
- £1 million – 2 winners
- £100,000 – 76 winners
- £50,000 – 150 winners
- £25,000 – 303 winners
- £10,000 – 755 winners
- £5,000 – 1,511 winners
- £1,000 – 15,910 winners
More than 5.9 million prizes worth £100 or less were also handed out, showing how widely the winnings are spread across UK savers.
How to Check if You’re a Winner
To find out if you’re among the lucky premium bond winners September 2025, savers can use the premium bonds prize checker available via the official NS&I app and website. The premium bonds checker requires your holder number and will instantly reveal whether you’ve won in this month’s draw.
Many savers still search for the NS&I prize checker, sometimes mistakenly typed as nsi prize checker or nsandi prize checker, but all lead to the same official tool. The system updates every month, ensuring bondholders can quickly confirm if their numbers have struck lucky.
Busting the Myths Around Premium Bonds
Despite their popularity since 1957, there are still several myths surrounding NS&I premium bonds. This month, NS&I reminded customers of a few key facts:
- Randomness is guaranteed: All draws are powered by ERNIE (Electronic Random Number Indicator Equipment), independently checked by the Government Actuary’s Department.
- Older bonds can still win: Every £1 bond has an equal chance of winning, regardless of when it was purchased.
- You don’t need £50,000 invested: Although larger holdings increase entries, past winners have scooped big prizes with holdings as small as £20.
- No region is luckier than another: Winners are spread across the UK, with higher numbers in some regions simply reflecting where more bonds are held.
These insights reinforce why premium bonds prizes remain one of the UK’s most trusted savings options, blending excitement with government-backed security.
Why Premium Bonds Remain Popular
More than 22 million people in the UK hold NS&I premium bonds, making them the country’s most popular savings product. Unlike standard savings accounts, they don’t pay interest. Instead, the interest is pooled into a monthly prize fund, giving savers the thrill of potentially winning life-changing sums.
For many, the blend of secure savings with the possibility of tax-free winnings is an attractive alternative to traditional accounts, particularly in uncertain economic times.
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