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Mumbai (Maharashtra) [India], November 6: Worried that talk of “material change” could nudge up your premium at renewal? You’re not the only one. In practice, insurers ask whether anything significant has shifted in your health or lifestyle before they renew. That check keeps the contract aligned to real risk so claims can be settled.
At the same time, health insurance is designed for continuity and sets out benefits clearly, from hospitalisation to day-care, outpatient care and…
