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Key takeaways:
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Stablecoins are now everyday tools for savings, payments and trade in Nairobi and Lagos.
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Inflation, FX swings and high remittance costs drive adoption.
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Mobile money links make stablecoins feel familiar and practical.
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Risks remain around reserves, scams and shifting regulations.
On a Tuesday morning in Nairobi, Amina invoices a client in Berlin. By the afternoon, USDC has landed in her wallet, and within minutes, she cashes out to M-Pesa. What once felt experimental is now routine, thanks to services like Kotani Pay that tie stablecoins to…
