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As 2025 heads into its final stretch, fintech in India finds itself at a defining moment, shaped by shifting regulations, sharper business models and a renewed push for sustainable growth.
Payments banks such as Airtel Payments Bank and Fino have begun moving toward the small finance bank pathway, signalling a shift from narrow digital rails to full-scale banking ambitions. Large payments players like Razorpay, Airpay and Cashfree Payments, having built depth across domestic payments, are widening their canvas — their move into cross-border…
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