Account aggregator ecosystem facilitates loans worth Rs 1.6 lakh crore in FY25

The Account Aggregator (AA) ecosystem facilitated loans worth more than Rs 1.6 lakh crore in the financial year 2025, spanning 1.89 crore loan accounts, according to a report by Sahamati.

Sahamati—a collective of entities within the AA ecosystem—published the report titled ‘Credit Reimagined: Account Aggregator (AA) Impact H2 FY25,’ which collected the data from 12 lending institutions currently using the AA framework.

The AA system, regulated by the Reserve Bank of India (RBI), enables individuals to securely share their financial data with…